You’ve outgrown your bookkeeper. You need cash flow forecasts, board packs, and someone who can tell you what your numbers actually mean. But a full-time FD costs £80K–£120K. We bridge that gap.
“Can we afford to hire two more people?” “What does our cash position look like in September?” “How do we present these numbers to investors?” — these are CFO questions, and most accountants aren’t set up to answer them.
A fractional CFO gives you the same strategic financial leadership as a full-time hire, but on a flexible basis that works for growing businesses. Andrew’s ICAEW qualification brings technical rigour, his MBA brings strategic thinking, and his startup experience means he’s been on your side of the table.
Numbers with narrative. We tell you what changed, why it changed, and what to do about it. Variance analysis, KPIs, and trend identification — not just a spreadsheet.
Rolling 13-week and 12-month forecasts. Scenario modelling for major decisions: hiring, investment, expansion, contraction. Know what’s coming before it arrives.
Professional, clear, decision-ready. Executive summary up front, detail behind, “so what” conclusions on every section. Reporting your board will actually read.
Annual budgets with monthly phasing and departmental breakdowns. Quarterly reviews against plan with clear action points — not just “we missed budget”.
Financial models for bank lending, investor decks for SEIS/EIS rounds, and due diligence preparation. Andrew has been on both sides of the funding table.
Your Insights AI connects directly to your business data, giving you live dashboards, variance analysis, and plain-English answers to complex financial questions — available whenever you need them, not just when we're in a meeting.
Typical engagements: 1–4 days per month. Fixed monthly retainer from £750, scoped and agreed upfront. No hourly billing.
Discuss Your RequirementsBook a free consultation to explore whether a fractional CFO is the right move for your business.